crivonatelo - Impartial value-driven budgeting and financial advice

Acceptance of Terms

By accessing crivonatelo.com or contacting us, you acknowledge these Terms and agree to comply. If you do not accept these conditions, discontinue use of the website or services.

Definitions

Key terms in these Terms and Conditions have the following meanings:

‘crivonatelo’ refers to the entity or brand providing confidential, impartial consultation services at crivonatelo.com

‘User’ denotes any individual who accesses, browses, or interacts with content or services on crivonatelo.com

‘Services’ covers consultation, communication, or value-based financial guidance, excluding product sales or investment management

‘Content’ means all text, images, materials, and published resources found on this website

Acceptable Service Use

crivonatelo.com may only be used for obtaining information or consultation about responsible financial resource allocation. Commercial exploitation, automated data extraction, or misuse is strictly prohibited.

Eligibility

Service is open to Australian residents aged 18 or older. By using our website or booking a consultation, you confirm eligibility.

Applicants under 18 are not eligible.

User Responsibilities

Users must act lawfully, respectfully, and in accordance with these Terms. Breaches may result in suspended access or termination of service.

Provide honest, accurate information for effective consultation.

Respect intellectual property and confidentiality obligations.

Avoid inappropriate or abusive language in all communications.

Comply with Australian law and not misuse services.

Prohibited Uses

Certain behaviours are strictly forbidden to ensure respectful, lawful use.

Engaging in any unlawful activity using this platform or service

Soliciting or distributing malicious code, spam, or deceptive communications

Collecting personal information from others without consent

Misrepresenting identity or attempting to impersonate crivonatelo staff

Attempting to gain unauthorised access to protected areas or information

Intellectual Property Rights

All content, brand names, and site materials are crivonatelo property or properly licensed. No user may copy, reproduce, distribute, or adapt site content without written consent except where permitted by Australian law.

User Content

Any materials you submit (feedback, testimonials) may be used to improve service or inform others, but you retain all moral rights as the original author.

User Rights Over Content

You may request removal or editing of your submissions at any time. We cooperate with all lawful requests regarding content management.

Privacy and Confidentiality

crivonatelo prioritises client confidentiality and data protection as outlined in the Privacy Policy. By using the site you accept practices described there.

Review Privacy Policy

Important Disclaimer

Information on crivonatelo.com is provided exclusively for general guidance and consultation context.

No Guarantee of Results

We do not guarantee any specific financial outcome. Results may vary between clients based on individual situations.

Exclusions & Limitations

We limit liability to the fullest extent permitted by law and exclude liability for indirect loss or damages relating to consultation.

Indemnification

Users agree to indemnify crivonatelo and staff for all liabilities resulting from breach of these Terms or legal misuse.

Dispute Resolution & Jurisdiction

All disputes should first seek informal resolution, but formal options are described below.

Arbitration

In unresolved cases, binding arbitration may apply under Australian law.

Either party may submit a dispute to recognised arbitration services.

Online Dispute Resolution

We support ODR in accordance with consumer legislation and best practice. Further information is available via our contact page.

Visit contact page

Severability

If any part of these Terms is deemed invalid, the remainder shall remain fully enforceable.

Entire Agreement

These Terms and any referenced documents represent the full agreement between user and crivonatelo.

Governing Law & Jurisdiction

These Terms are governed by the laws of Australia and any relevant state.

Termination

crivonatelo reserves the right to terminate access for breach of these Terms or illegal activity.

Amendments

crivonatelo may modify these Terms at any time, publishing changes on this site. Continued use signifies acceptance.

Contact Us for Terms Enquiries

Please reach out with any questions about these Terms or your rights as a user.

Contact email: content@crivonatelo.com

Contact phone: +61-2-8358-7758

Postal address: 95 Pitt Street, Australia Square Plaza Building, Sydney, NSW 2000 Australia

Terms and Conditions of Use – crivonatelo.com